• You are lucky you never made a claim. I took out 6 months worth, had a small incident in Phuket airport and was denied as stated in their refusal letter "You left your luggage unattended" which I did not do and explained repeatedly. Over 50/60 emails, police reports, repeated explanation that I did not leave unattended anything unattended. I will receive $190. I paid $650, lost $1550 + deductable of $200....... Look somewhere else, email me if you'd like more info. Travel safe.
    Reply from Gaynor