If you are going on a cruise this is a good product, and if you have preexisting conditions the increase in premiums is reasonable.
I have used Tick insurance for quite a few years now, the online application is easy to use especially for pre existing health conditions, I have made 2 claims in about 5 years, one was a minor claim
Everything straight forward, only other comment I have insured with insureandgo many times, and I have to re submit my pre-existing conditions each time, it would be easier if my information was retai