Absolutely appalled

Been paying insurance for years to do. My first ever claim for wind damage on my house. Had had ceiling leaks because the guttering came off my roof in freak storm. Just found out they won't cover any damage because apparently the gutters weren't installed properly .. Have had to chase them up mean while more damage has occurred due to rain and them Stuffing me around.. What's the point in paying insurance??? Bloody rip offs

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