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Is it just us, or does the idea of riding down a long road with the wind in your hair just remind you of Top Gun?
Whatever bike you ride whether it be a Harley that takes you away on long weekends or a Vespa to get you around town motorcycle insurance is essential to protect your pride and joy.
Motorcycling certainly comes with its fair share of thrills but there can also be spills as you never know what lies around the corner. The last thing you want to worry about in an accident is insurance, so don’t ride without it.
There are three main levels of cover to choose from:
Comprehensive covers you for damage to your own motorcycle as well as damage you may cause to other people’s vehicles or property.
Third party property damage protects you against damage that your motorcycle causes to other people’s vehicles or property. This does not cover you for damage to your own bike or if it was stolen.
CTP green slip covers you against legal liability for personal injury caused to someone else in the event of an accident.
There are so many different types of motorbikes on the road, and clearly when it comes to insurance not one size fits all. If you own a Triumph or a Harley Davidson for instance make sure you look into classic insurance.
Chic and economical, your scooter is a smart transport choice. Insurance for mopeds and scooters should be cheaper as they don’t have such powerful engines and are involved in less accidents. Make sure you pick an insurer that acknowledges lower premiums for mopeds and scooters.
Do you prefer the environmental option? With its plentiful health benefits and traffic dodging convenience it’s easy to see why Aussies have turned to cycling in droves. Head to our bike insurance comparsion to get quotes today.
Our site provides you with an easy-to-use customer review comparison to help you find the right insurer. You can get the lowdown on motorbike insurance companies from real customer experiences prior to purchasing your policy. But don’t be too quick to judge. It’s not just the number of positive reviews that makes the motorcycle insurer a good choice but the quality and substantiveness of the comments that count.
Insurance premiums for young drivers tend to be more expensive as statistics show that young and inexperienced riders are involved in more accidents. So what can you do to reduce premiums? In your first few years of riding it is really important to ridesafely and rack up those no claims discounts. If you do however have an accident it is worthwhile considering whether to claim on your insurance or not.
If the damage to your bike is quite minor then you might be better paying for the repairs yourself. If you do make a claim you will have to pay the excess, you will lose your no claims discount and your premiums may go up. Take all these things into account before you decide what to do.
If you’re insuring your bike for the first time make sure that you do your research and fully understand the policy’s small print. Always read your insurers Product Disclosure Statement to understand when you will and won’t be covered.
But that’s not all, there are still plenty more ways for you to save on your bike insurance...
Prices are calculated based on several factors. If you’re looking for cheap cover there are many ways that you can reduce the cost of your premiums:
You can’t predict what‘s around the corner, so make sure motorbike insurance an essential piece of your kit.
Once you are insured …the open road awaits you people!
Whatever bike you ride whether it be a Harley that takes you away on long weekends, or a Vespa to get you around town - motorcycle insurance is essential to protect your pride and joy.
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