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I had not actually made a claim from Budget yet but what I like is their lower premium. If you think your current insurer is charging you too much, then feel free to try out Budget. What I do to lower my premium is that I will get quotes from other insurers when renewing my insurance and Budget will try to match those prices. So you do save more by doing a bit of homework. I would however warn you against getting their roadside assist, during my first (and last incident, I'm with NRMA roadside assist now) I had to wait for 4 hours before I got any assistance, in which they dispatched 3 different mechanics which either got 'lost' or had their own tow trucks breaking down going my way.
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