• Hi Chris, the standard excess is $100. This is specified at the first stage of the quote process, where you are also given the opportunity to reduce your excess to zero (which increases the up front price of the policy), leave it at the standard $100, or double your standard excess to $200 (which will reduce the up front price of the policy). If you chose not to make any change to your excess, your standard excess is $100. I hope this helps. Thanks, Anna
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