• Hi Peter,<br/>I’m sorry to hear that you’re not happy with the outcome of your claim. Depreciation is applied to items under the standard Luggage and Personal effects based upon age and wear &amp; tear of the item. <br/>Of course, we consider all claims on a case-by-case basis, and our aim is to work towards a solution. If you’re unhappy with the outcome of your claim, you can choose to have the original decision reviewed by emailing your policy details to [email protected]. <br/>Regards, Sophie
    Reply from 1Cover representative