Don't leave home before you've read our travel insurance guides

Need ski insurance? Snow problem!

Don't be a dope, compare ski insurance for the slopes!

Shoop shoop… shoop shoop… There’s nothing more exciting than weaving through the trees on untouched powder, so don’t let a slip on the slopes ruin your winter holiday.

Whether it’s a ski season in Austria, a month of powder in Canada or a weekend away in Australia, ski holidays have their fair share of risk, so it’s important to make sure that you have adequate snow-sports cover.

Many companies have restrictions on ski and snowboarding holidays, so always double check that you have the right cover before you leave home, as many companies will allow you to purchase additional snow-sports options.

You can use our ski insurance comparison to compare several insurers with specific ski and snowboard travel insurance policies, so that you’ll be able to ski stress free!

Would you believe helicopter evacuation could cost you more than $10,000! Could you afford to pay a huge bill like that? Find out what is and isn’t covered...

So what’s covered in ski insurance?

A ski policy will generally cover you for the usual benefits (like cancellation, luggage, flights, etc.), as well as some added specific snow-sports benefits, such as:

  • Emergency medical treatment: Ski injuries can happen in the blink of an eye, incurring medical costs that can be steeper than the scariest black run. A winter sports policy will cover you for medical treatment required when overseas.
  • Emergency rescue: The cost of skidoo/helicopter evacuation from the mountain can cost more than $10,000. Make sure your policy includes cover for this, and find out whether there are restrictions on where you can ski (on/off-piste, outside resort boundaries, etc.)
  • Snow-sports equipment: With an adequate winter sports travel insurance policy, you can be covered for loss, theft and damage of your own ski/snowboard gear, and also hire of replacement gear if something happens to your own equipment.
  • Ski pack: Many pre-booked ski holidays include hundreds of dollars spent of lift passes, tuition fees and equipment hire. A winter sports policy should cover you for these things in case you get sick, are injured, or your ski pack is stolen.
  • Piste closure: If your pre-booked resort is closed, a winter sports policy should cover you to travel to an alternative resort or reimburse your unused lift passes in the event of piste closure.
  • Bad weather and avalanche closure: The weather in snowy mountain regions can be extremely unpredictable, so a snow sports policy should also include cover for out of pocket expenses incurred in bad weather, snowstorms or avalanches.

What’s not covered by ski insurance?

When you are purchasing a winter sports insurance package, make sure you always read the Product Disclosure Statement so you know what activities will be excluded from the policy, if any.

  • Extreme sports and high risk activities: Many policies will only cover you for recreational skiing and snowboarding. They may exclude other activities such as heli-skiing/boarding, cat skiing, tobogganing, ice hockey and racing. This varies between insurers so always read the fine print before you buy.
  • Traveling out of season: Some insurers may exclude cover for things like bad weather or piste closure when outside the traditional skiing seasons for that particular hemisphere. If you are travelling particularly early or late in a season, double check with your insurer.
  • Out of bounds: Some insurers may cover you while skiing off-piste, but only if you stay within the resort boundaries. This is usually because the resort’s emergency rescue teams do not work outside the boundaries, so stay well within the boundary ropes!
  • Under the influence: While a warm mug of glühwein may be the best thing to warm you up during a cold day on the slopes, make sure you don’t overdo it! Many insurers will exclude medical claims if you have an accident while intoxicated.

Don't cut corners with your ski insurance or you might end up paying more later. Find a great deal by comparing some of Australia’s insurers and all different levels of cover today!

Compare ski insurance for free today…On Yours Marks, Get Skiing, Compare.

 

  • Highly recommended

    Seniors travel insurance for the over 50's, 60's, 70's and more!

    Getting the right seniors policy is vital whether you’re going on a trip within Australia or overseas.

    If you're over the age of 50, finding a suitable policy can be complicated and ex...... Read more.

  • Highly recommended

    Travel insurance facts infographic

    Did you know 70% of all Australian travellers say they wouldn't leave the country without travel insurance? 

    ... Read more.

  • Highly recommended

    Get the best travel insurance for your trip

    Finding the right policy for your trip is easy when you follow our top tips.

    What type of policy do you need?
    Whether you’re planning a trip to the slopes, a f...... Read more.

  • Highly recommended

    Get the best cruise travel insurance

    Cruising the high seas is sure to please, with something on offer for everyone. Forget lugging your heavy suitcase around and queuing two hours for bus tickets; cruises combine the excitement of see...... Read more.

  • Highly recommended

    Compare domestic travel insurance Australia

    Did you know 70% of Australians say they would get cover for a trip overseas, but not everyone realises the importance of insurance cover when taking a trip in Australia.

    There are many thin...... Read more.

  • Highly recommended

    Compare travel insurance

    It can be very time consuming shopping around different websites to find the right provider, so being able to see a range of options available to you in one place is a huge bonus!

    ... Read more.

  • Highly recommended

    Student travel insurance guide

    If you’re a student starting a gap year, or going to study abroad then you’ll need a student policy to cover you for overseas medical emergencies, lost baggage, travel delays, cancellati...... Read more.

  • Highly recommended

    Buy travel insurance direct and save

    Many travellers like the idea of buying their policy when they book a holiday or a flight just by simply ticking a box, but this supposed convenience comes at a price. Buying Read more.

  • Highly recommended

    Compare family travel insurance and save

    There’s no better way to spend some quality time with the family than to go on a family holiday. Travelling with children may seem a bit daunting, but as long as you’ve got a reliable po...... Read more.

  • Highly recommended

    Essential guide to travel insurance

    Our online comparison simplifies the process of buying your cover, so you can spend less time trawling through websites and more ti...... Read more.

  • Highly recommended

    Travel insurance FAQ's

    We know pages of small print and heaps of legal jargon can be dull and confusing. That’s why we’ve come up with a handy list of frequently asked questions to make it that little bit clea...... Read more.

  • Highly recommended

    Compare cheap backpacker travel insurance and save

    Are you and your backpack heading off on an overseas adventure? Don’t forget to pack your cover along for the ride.

    ... Read more.