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Car insurers can’t tell if you’re a safe or reckless driver without any previous driving history, so they base their quotes on statistical data from all their customers, and work out the risk you typically pose.
Ultimately it is down to your risk factor to the company, and how likely you are to make a claim.
Remember that each insurer is different so it pays to shop around and compare car insurance quotes from different providers. Some may be more favourable to the age you are, or the fact that you haven’t claimed recently for example.
For more ways on how to save on your car insurance see our tips on cheap car insurance.
On Yours Marks, Get Smart, Compare.
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Follow our checklist so you can apply for car insurance quickly and easily.
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